Boy Scout Insurance
Since we are finishing rechartering, insurance is often fresh in everyone’s minds. What is boy scout insurance? Who pays? Who manages? How do we make claims?
Each member of the BSA, youth or adult, pays $1.00 per member to the local council. In our case, we pay the Crossroads of America Council.
As we discovered in the last several days of rechartering, this fee is not included in the national internet rechartering system. Those only cover national dues. The local insurance premium is added on, by summing up the Paid Adult, Paid Youth, and Unpaid Tiger Cub Partners (if the partner is not already a BSA member) count. These premiums are due and payable alongside the national dues.
If an accident occurs or a lawsuit is threatened, the unit key 3 need to immediately file a claim with the local council office using the form in the appendix of the Guide to Safe Scouting, which is like the BSA’s insurance policy terms and conditions document.
These claim forms should be used whenever there is a emergency room visit or other involvement of professional or emergency services personnel.
To learn more, read more in the Guide to Safe Scouting.